Homeownership

We select families / individuals for our homeowner program based on the following criteria:

1

Need

This includes, but is not limited to, structural problems, overcrowding, an excessive amount of income being spent on housing expenses, and the inability to obtain housing through conventional means. Income limitations (maximum and minimum) based on family size are also considered.
2

Ability to pay a monthly mortgage

Since you will actually be buying your home, you must demonstrate your ability to pay a monthly mortgage.
3

Willingness to partner

This is something we call “sweat equity”, and it comes from assisting in the construction of your home, the homes of others, as well as attending homeowner education classes.
4

You must be a Louisiana resident

Our application period has closed. We will not be accepting any new applications until September 2019.

We are glad that you are interested in applying to be a partner in our homeownership program!

During application periods, you will find the link to the full application below. There are also links to information on the partner application process, requirements for the program and income requirements with the minimum and maximum income based on family size needed to qualify. It is important to read all of this information carefully to ensure that Habitat is the right program for you and you are ready to apply now. If, for any reason, you are not ready to apply now, another application period will be available in the spring.  However, if you apply and are denied this round, you will not be eligible to apply again for one year.

Application Process

Eligibility Info

Credit & Debt Counseling Resources

Income Limits

For more information, please contact Michelle MacNall at michelle@habitatbrla.org.

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